Worker's Compensation and Nonsubscription

Choosing the right solution will boost productivity, customer service, and employee morale.

No organization is totally immune to circumstances that can lead to work-related injuries and accidents. Whether your business is industrial in nature, or offers professional services, sooner or later an employee will experience a costly on-the-job injury. Having the proper Employee Injury Benefit Program in place is the best protection for your company and your workforce.

EEAS will help you explore the options of Texas Workers' Compensation and Nonsubscription, and recommend the best policy to address your specific circumstances. Even if you are completely satisfied with your current Injury Benefit Program, it pays to explore your options. Many of our clients have found new ways to save money within their existing program and strengthen their benefits at the same time. Others have decided that it is in their company's best interest and that of their employees to switch from one type of program to the other.

Worker's Compensation Program

Workers' Compensation remains the most publicized and encouraged Injury Benefit Program. However, escalating premiums, frivolous injury claims, and costly medical treatment that might not be best for the injured person are causing employers to think twice about including such coverage in their employee benefits package. This is NOT a productive solution . . . and the actual negative results will surely outweigh the perceived benefits.

With more than 30 years experience in writing and advising companies regarding their Worker's Comp policy, we have what it takes to define the program that meets your particular needs while saving money. You'll soon discover that our "total solution" will boost productivity, customer service, and employee morale.

Nonsubscription Program

For many companies, the Texas-approved non-subscription program provides a better employee benefit and an improved financial alternative to Worker's Comp. EEAS will help you weigh the advantages of nonsubscription which allows employers the opportunity to:

  • Reduce premium costs by 40 - 60%
  • Control the cost of administration and medical treatment
  • Reduce work-related injuries and shorten return-to-work cycles
  • Motivate employees to share responsibility for their on-the-job safety
  • Initiate a "lost wages" clause on the first day of injury
  • Avoid expensive lawsuits as a result of an employee-employer Alternative Dispute Resolution Program

Since we wrote the first excess indemnity policy in the state 16 years ago, we have managed over $100 million in premiums and claims, and gained unprecedented "best practice" experience. Now, we can put that experience to work for you!